{"id":3789,"date":"2022-09-08T08:13:47","date_gmt":"2022-09-08T15:13:47","guid":{"rendered":"https:\/\/www.zandbergengroup.com\/?page_id=3789"},"modified":"2024-03-26T05:51:28","modified_gmt":"2024-03-26T12:51:28","slug":"disclosure","status":"publish","type":"page","link":"https:\/\/www.zandbergengroup.com\/disclosure\/","title":{"rendered":"Disclosure"},"content":{"rendered":"\t\t
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Important Disclaimers<\/strong><\/p>\n

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Axxcess Wealth Management, LLC (“Axxcess Wealth”) is a Registered Investment Advisor (“RIA”), located in the State of California. Axxcess Wealth provides investment advisory and related services for clients nationally. Axxcess Wealth will maintain all applicable registration and licenses as required by the various states in which Axxcess Wealth conducts business, as applicable. Axxcess Wealth renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.<\/p>\n

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Terms of Use<\/strong><\/p>\n

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Please read these terms and conditions of use (\u201cTerms\u201d) carefully before using the website located at https:\/\/www.zandbergengroup.com\/<\/a> (\u201cWebsite\u201d) or any of the information or services provided by Axxcess Wealth Management, LLC (collectively \u201cAxxcess Wealth\u201d, \u201cwe\u201d, \u201cour\u201d, \u201cus\u201d) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by Axxcess Wealth in connection with the Website and should promptly terminate all use thereof. The terms \u201cyou\u201d and \u201cyour\u201d mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.<\/p>\n

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Axxcess Wealth reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.<\/p>\n

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These Terms were last updated on September 2, 2022.<\/p>\n

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Risk Disclosure<\/strong><\/p>\n

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Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.<\/strong><\/p>\n

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Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.<\/p>\n

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This website is intended to provide general information about Axxcess Wealth and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information.<\/p>\n

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Market data, articles and other content on this website are based on generally available information and are believed to be reliable. Axxcess Wealth does not guarantee the accuracy of the information contained in this website. The information is of a general nature and should not be construed as investment advice.<\/p>\n

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Please remember that it remains your responsibility to advise Axxcess Wealth, in writing, if there are any changes in your personal\/financial situation or investment objectives for the purpose of reviewing\/evaluating\/revising our previous recommendations and\/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.<\/p>\n

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Axxcess Wealth will provide all prospective clients with a copy of our current Form ADV, Part 2A (“Disclosure Brochure”)<\/a>, Form ADV Part 2B, which is the Brochure Supplement for each advisory person supporting a particular client, and the Form ADV Part 3 (Client Relationship Summary or Form CRS). You may obtain a copy of these disclosures on the SEC website at http:\/\/adviserinfo.sec.gov<\/a> or you may Contact Us<\/a> to request a free copy via .pdf or hardcopy.<\/p>\n

Privacy Disclosures<\/strong><\/p>\n

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Axxcess Wealth is committed to safeguarding the use of personal information of our Clients (also referred to as \u201cyou\u201d and \u201cyour\u201d) that we obtain as your Investment Advisor, as described in our Privacy Policy.<\/p>\n

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Axxcess Wealth does not collect personal non-public information through this website; however, the Advisor may collect information from you on application forms, agreements, profile or investment policy statements, and other documents received or processed in relation to services we provide. We also may collect information from other sources.<\/p>\n

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We do not respond to “do not track” requests because we do not track you over time or across third party websites to provide targeted advertising. We may track you across our website to help us improve our content.<\/p>\n

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We may use “cookies” and similar online technologies to keep, and sometimes track, information about you regarding your usage of our website. Cookies are small data files that are sent to your browser or related software from a Web server and stored on your device. Cookies help us to collect information about your usage of our website, including date and time of visits, pages viewed, amount of time spent on our sites, or general information about the device used to access the site, such as the browser used. You can refuse to store or delete cookies by configuring your web browser settings. Most browsers and mobile devices have their own settings to manage cookies. If you refuse a cookie when on our website, or if you delete cookies, you may experience some inconvenience in your use of our website, such as having to re-configure preferences.<\/p>\n

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When you are on this website you may have the opportunity to click-through to other websites, including websites operated by unaffiliated third parties. These sites may collect nonpublic personal Information about you. We do not control sites operated by these entities and are not responsible for the information practices of these sites. This Privacy Policy does not address the information practices of other websites. The privacy policies of websites operated third parties are located on those sites.<\/p>\n

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For a copy of the Axxcess Wealth Privacy Policy, please click here<\/a>.<\/p>\n

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Email Disclosures<\/strong><\/p>\n

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Axxcess Wealth often communicates with its clients and prospective clients through electronic mail (\u201cemail\u201d) and other electronic means. Your privacy and security are very important to us. Axxcess Wealth makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send Axxcess Wealth private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.<\/p>\n

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Please note:<\/u><\/strong> Axxcess Wealth does not accept trading or money movement instructions via email.<\/p>\n

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As a registered investment advisor, Axxcess Wealth emails may be subject to inspection by the Chief Compliance Officer (\u201cCCO\u201d) of Axxcess Wealth or the securities regulators.<\/p>\n

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If you have received an email from Axxcess Wealth in error, we ask that you contact the sender and destroy the email and its contents.<\/p>\n

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If you have any questions regarding our email policies, please Contact Us<\/a>.<\/p>\n

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Social Websites<\/strong><\/p>\n

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Axxcess Wealth may utilize third-party websites, including social media websites, blogs and other interactive content. Axxcess Wealth considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, Axxcess Wealth generally retains copies of information that Axxcess Wealth or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of Axxcess Wealth or the securities regulators.<\/p>\n

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Information provided on these sites is for informational and\/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by Axxcess Wealth\u2019s advisory persons after entering into an advisory agreement and provided Axxcess Wealth with all requested background and account information.<\/p>\n

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If you have any questions regarding our policies, please Contact Us<\/a>.<\/p>\n

NAWRB – The NAWRB Leadership Award honors fifteen executive women leaders in the greater housing and real estate ecosystem who were nominated based on their talent and generosity. Self nominations are accepted. The NAWRB selects fifteen women from the nominations. The fifteen honorees were required to attend the NAWRB’s Leadership Awards Gala. For more information, click here. (hyperlink to the nomination form)<\/p>\n

Woman of Achievement – The Women of Achievement winners were selected for contributing to the well-being of their respective communities within the California Senate District 30.\u00a0 Eleven women were selected by Senator Bob Archuleta’s office. Letitia was selected for this award in 2023. For more information, click here. (hyperlink to https:\/\/sd30.senate.ca.gov\/index.php\/news\/newsletter\/april-2023-newsletter)<\/p>\n

OCBJ, Women in Business \u2013 All nominees of the Women in Business by the Orange County Business Journal (OCBJ) must live and work in Orange County. Self-nominations are accepted. The OCBJ editorial team selects the winners from the list of nominees.<\/p>\n

OCBJ, Excellence in Entrepreneurship \u2013 All nominees of the Excellence in Entrepreneurship by the Orange County Business Journal (OCBJ) must live and work in Orange County. Self-nominations are accepted. The OCBJ editorial team selects the winners from the list of nominees.<\/p>\n

OCBJ, Distinguished Leaders in Wealth Management \u2013 All nominees of the Distinguished Leaders in Wealth Management by the Orange County Business Journal (OCBJ) must live and work in Orange County. Self-nominations are accepted. The OCBJ editorial team selects the winners from the list of nominees.<\/p>\n

OCBJ, Companies that Care \u2013 All nominees of the Companies that Care by the Orange County Business Journal (OCBJ) must live and work in Orange County. Self-nominations are accepted. The OCBJ editorial team selects the winners from the list of nominees. No fee was required.<\/p>\n

LA Times, OC Inspirational Women – All nominees of the OC Inspirational\u00a0 Women by the LA Times must live and work in Orange County. Self-nominations are accepted. The LA Times B2B publishing team selects the winners from the list of nominees.<\/p>\n

LA Times, OC Visionaries – All nominees of the OC Visionaries by the LA Times must live and work in Orange County. Self-nominations are accepted. The LA Times B2B publishing team selects the winners from the list of nominees.<\/p>\n

LA Times, Banking and Finance – All nominees of the Banking and Finance by the LA Times must live and work in Orange County. Self-nominations are accepted. The LA Times B2B publishing team selects the winners from the list of nominees.<\/p>\n

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The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria \u2013 required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and\/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional\u2019s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional\u2019s consumer complaint process; feedback may not be representative of any one client\u2019s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria \u2013 considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and\/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager\u2019s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client\u2019s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research\/selection methodology, go to fivestarprofessional.com. 2,398 Orange County-area wealth managers were considered for the award; 144 (6% of candidates) were named 2021 Five Star Wealth Managers. 2020: 2,320 considered, 152 winners; 2019: 2,469 considered, 187 winners; 2018: 2,423 considered, 144 winners; 2017: 1,790 considered, 280 winners; 2016: 1,383 considered, 312 winners; 2015: 2010 considered, 351 winners; 2014: 3,489 considered, 302 winners; 2013: 2,293 considered, 415 winners; 2012: 1,760 considered, 255 winners.<\/p>\n

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Best in State Wealth Advisors and Top Wealth Advisors in California lists, Forbes Magazine: Each advisor\u2014selected by SHOOK Research\u2014is chosen based on an algorithm of qualitative and quantitative criteria, including: in-person interviews; industry experience; compliance records; revenue produced; and assets under management. SHOOK does not receive compensation in exchange for its Top Advisor placements or rankings, which are determined independently (see methodology). Participation in this directory is limited to ranked advisors; once placed on a ranking, advisors may choose to pay fees to Forbes and Shook for premium listing features as indicated by highlighted names. Investors must carefully choose the right advisor for their own situation and perform their own due diligence. SHOOK\u2019s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client\u2019s experience. Past performance is not an indication of future results. For more information, please see www.SHOOKresearch.com<\/a>. SHOOK is a registered trademark of SHOOK Research, LLC.\u2019<\/p>\n

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Consumers’ Research Council of America has compiled a list of Top Financial Planners throughout the United States by utilizing a point value system. This method uses a point value for criteria that they deemed valuable in determining top financial planning professionals.\u00a0The criteria that was used and assessed a point value is as follows: 1) Experience \u2013 each year the Financial Planner has been in practice. 2) Training \u2013 education, specialty training and continuing education. 3) Professional Associations \u2013 membership in professional financial associations 4) Financial Certifications \u2013 completing at least one course of study and meeting all requirements, resulting in receipt of certification and\/or professional financial designation. No fees, donations, sponsorships or advertising are accepted from any individuals, professionals, financial institutions, corporations or associations. This policy is strictly adhered to, ensuring an unbiased selection.<\/p>\n

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Important Disclaimers Axxcess Wealth Management, LLC (“Axxcess Wealth”) is a Registered Investment Advisor (“RIA”), located in the State of California. Axxcess Wealth provides investment advisory and related services for clients nationally. Axxcess Wealth will maintain all applicable registration and licenses as required by the various states in which Axxcess Wealth conducts business, as applicable. Axxcess […]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"post_statement":"","post_description":"","post_cta":"","post_button":"Read More","post_button_url":"","compliance_id":"","post_disclaimer":"","footnotes":""},"oi_page_folder":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.zandbergengroup.com\/wp-json\/wp\/v2\/pages\/3789"}],"collection":[{"href":"https:\/\/www.zandbergengroup.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.zandbergengroup.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.zandbergengroup.com\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zandbergengroup.com\/wp-json\/wp\/v2\/comments?post=3789"}],"version-history":[{"count":32,"href":"https:\/\/www.zandbergengroup.com\/wp-json\/wp\/v2\/pages\/3789\/revisions"}],"predecessor-version":[{"id":4838,"href":"https:\/\/www.zandbergengroup.com\/wp-json\/wp\/v2\/pages\/3789\/revisions\/4838"}],"wp:attachment":[{"href":"https:\/\/www.zandbergengroup.com\/wp-json\/wp\/v2\/media?parent=3789"}],"wp:term":[{"taxonomy":"oi_page_folder","embeddable":true,"href":"https:\/\/www.zandbergengroup.com\/wp-json\/wp\/v2\/oi_page_folder?post=3789"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}